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CodeLint.Dev Dev Tools

Credit Score Estimator

Educational estimate based on FICO 5 scoring factors. No personal data is collected or transmitted.

Payment History 35%

Whether you pay bills on time

25/100

Credit Utilization 30%

% of available credit currently used

15%
0% (best)30%50%75%100%

Good. Under 30% is recommended.

Credit Age 15%

Average age of your credit accounts

35/100

Account Mix 10%

Variety of credit types (cards, loans, mortgage)

55/100

New Credit / Inquiries 10%

Hard inquiries in the last 2 years

85/100
1

A few inquiries — normal for credit shopping.

Estimated Credit Score

603

Fair

FICO range: 300–850

Score Ranges

Poor 300–579
Fair 580–669
Good 670–739
Very Good 740–799
Exceptional 800–850

Factor Breakdown

Payment History 25/100
Utilization 90/100
Credit Age 35/100
Account Mix 55/100
New Credit 85/100