Tip & Bill Splitter
Split a bill with tip across any number of people, evenly or by individual share.
Tip & Split Calculator
Tip
4 people each pay $34.50 (includes $4.50 tip per person)
Tipping norms by country
Widely variable and frequently misjudged by visitors. Rough guidance for restaurants:
| Country | Typical | Notes |
|---|---|---|
| United States | 18–22% | Expected; staff wages are structured around it |
| Canada | 15–20% | Similar to the US |
| United Kingdom | 10–12.5% | Often added as an optional service charge — check before adding more |
| France, Italy, Spain | Round up, or 5% | Service is generally included by law |
| Germany, Netherlands | 5–10% | Round up to a convenient figure |
| Japan | None | Tipping can cause genuine offence |
| China, South Korea | None | Not customary |
| Australia, New Zealand | Optional, 10% for good service | Wages are not tip-dependent |
| India | 5–10% | Check whether a service charge is already on the bill |
| UAE | 10–15% | Service charge is often included but may not reach staff |
Where a service charge already appears on the bill, an additional tip is optional in most places. In the US, a "service charge" on large groups usually replaces the tip rather than supplementing it.
Splitting fairly
- Tip on the pre-tax amount —Standard practice in most places. Tipping on the tax-inclusive total quietly raises the rate by whatever the local tax is.
- Split evenly unless the gap is large —Itemising a bill line by line takes longer than the difference is usually worth. Reserve it for genuinely uneven bills.
- Handle drinks separately when they dominate —The most common source of an unfair even split is one person having several rounds and another having tap water.
- Round up rather than down —Rounding each share up to a whole unit covers any arithmetic slippage and avoids a shortfall at the till.
- Agree the method before ordering —For a large group, deciding at the end is where the awkwardness lives.
About
The Tip & Split Calculator makes it easy to settle a restaurant bill fairly. Enter the total bill amount, choose a tip percentage (or enter a custom tip), and set the number of people splitting the bill. The tool instantly shows the tip amount, total with tip, and the per-person share. You can also round up the per-person amount to the nearest whole number to make cash payment easier, and the tool shows the total that would be collected vs the exact amount owed.
How to use
- 1 Enter the total bill amount before tip.
- 2 Select a tip percentage (10%, 15%, 18%, 20%, 25%) or enter a custom amount.
- 3 Enter the number of people splitting the bill.
- 4 The tip amount, total bill, and per-person share are shown instantly.
- 5 Toggle "Round up per person" to round each share to the nearest whole number.
- How much should I tip at a restaurant?
- Tipping norms vary by country. In the US, 15% is the minimum for acceptable service, 18–20% is standard for good service, and 25%+ is for exceptional service. In the UK and Australia, 10–15% is common for table service but not mandatory. In Japan, tipping is generally not practised and can be considered rude. In India, 10% is customary at restaurants; many places now include a service charge. Always check if a service charge is already included in the bill before adding a separate tip.
- Should I tip on the pre-tax or post-tax amount?
- Etiquette guides vary on this. In the US, tipping on the pre-tax subtotal is technically correct but many people tip on the post-tax total for simplicity. The difference on a $50 bill is only $1–2 at typical tax and tip rates, so either approach is acceptable. This calculator lets you enter the bill amount before tip — use the pre-tax total for strict etiquette.
- How do I split the bill when people ordered different amounts?
- This calculator divides the total bill equally among all participants. For unequal splits (where each person pays only for what they ordered), the fairest approach is to itemise each person's order separately and add their proportional share of any shared items and the tip. Many payment apps like Venmo and Splitwise support itemised bill splitting for groups.
More in FinTech Tools
See all fintech tools.